Mortgage Rates in Melbourne 2026 | Current Rates & APR Data
Last verified: April 2026 Executive Summary Melbourne’s mortgage rate landscape in 2025 reflects a stabilized lending environment with 30-year fixed mortgage rates holding steady at 6.85%, while 15-year fixed rates offer a competitive alternative at 6.1%. For the typical Melbourne home valued at AUD $350,000, borrowers with a 20% down payment ($70,000) would secure a…