Single borrowers pay an average of 0.18 percentage points more in mortgage interest than married couples applying for the same loan amount, according to my…

Mortgage rates drop an average of 2.1 percentage points during the first 18 months of a recession — but here’s what caught me after analyzing Federal Reser…

Lenders charge borrowers in Detroit’s highest-crime zip codes an average of 0.67% more on 30-year mortgages compared to the safest neighborhoods just 15 mi…

FEMA’s disaster declaration data for 2025 revealed that mortgage rates in counties with three or more natural disaster declarations averaged 5.89% compared…

States with zero income tax add an average of $347 monthly to mortgage affordability, yet Nebraska homebuyers pay 0.23% more in mortgage rates despite thei…

Mortgage rates drop an average of 0.18 percentage points during the 6-week period leading up to Federal Reserve FOMC meetings — but spike 0.23 points in th…

New construction homes carry an average mortgage rate premium of 0.18 percentage points compared to existing homes — but here’s what shocked me: homes buil…

Only 34% of mortgage applicants understand the difference between preapproval and prequalification, according to 2025 Freddie Mac consumer research. This

The average homebuyer pays $8,000 to $15,000 in mortgage points upfront to reduce their interest rate by 0.25% to 1%, yet 73% of borrowers don’t fully unde

In March 2026, the average 30-year fixed mortgage rate fell to 5.87%, marking the lowest point in 14 months and triggering a wave of refinancing applicati

The 30-year fixed mortgage rate averaged 6.42% in April 2026, making it the most popular loan term for American homebuyers despite higher total interest c

Minneapolis mortgage rates are sitting at 6.2% for 30-year fixed mortgages in April 2026, nearly 85 basis points higher than the national average of 5.35%