Montreal Mortgage Rates 2025: Current 30-Year & 15-Year Fixed Rates
Executive Summary Montreal’s 30-year mortgage rates currently hover around 4.89%, while 15-year fixed rates sit at 4.35%, reflecting recent market shifts. The 5/1 ARM (adjustable-rate mortgage) sitting at 6.35% looks tempting on paper, but here’s what lenders won’t highlight: you’re banking on rates dropping or staying flat after that initial five-year period. If you’re buying…